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Which benefits are covered under workers' compensation?

In Illinois, workers' compensation is defined as a set of payments for employees who have experienced work-related injuries or any occupational disease. Those payments are generally made to the injured or ill worker, regardless of who was at fault.

The Illinois Workers' Compensation Commission is an agency that looks after and settles disputes between employers and employees. It is expected that the Commission will be impartial. The Illinois Workers' Compensation and Occupational Diseases Act covers all employees who are injured while working in Illinois.

Many benefits are covered under workers' compensation. Under the Act, a worker injured in the workplace is eligible to receive medical care. The injured person is also eligible to receive temporary total disability payments while he or she is recovering from an injury.

The Act also specifies that any employee who is recovering from a partial disability and is working in a job with a lesser amount of compensation is entitled to receive temporary partial disability benefits. The Act specifies that the injury must have occurred on or after February 1, 2006.

An injured employee is also entitled to receive maintenance benefits if the employee is engaged in a vocational rehabilitation program. If a person has sustained injuries that have rendered that person unable to work on a permanent basis, that person will be entitled to permanent total disability benefits. The Act also specifies that the victim's family members are entitled to death benefits in the event that an injured person who falls under the Act dies as a result of an occupational disease.

The workers' compensation benefits that an injured worker receives are not taxable under federal or state law. The employer is responsible for the payment of workers' compensation benefits. Most companies buy workers' compensation insurance policies from insurance companies and the benefits are paid by that insurance company when appropriate

Source: Illinois Workers' Compensation Commission, "Handbook on Workers' Compensation and Occupational Diseases," accessed Feb.16, 2015

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