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What are the workers' compensation benefit rates?

Illinois workers who have been injured during the course of their employment have been given the legal right to consult attorneys in order to get due compensation from their employers. However, there are a lot of legal complexities and criteria that are applicable in each case, which can hinder an injured worker's ability to recover what he or she deserves.

The workplace is supposed to be a safe working environment that promotes and helps workers to be productive and to help the company to grow. However, in some cases, workplace accidents can cause severe injuries, which may lead to a temporary or permanent disability for the worker.

Furthermore, a workplace injury can result in a total or partial disability. Such disabilities can compromise a worker's ability to go back to their job or even seek new employment. This might cause great financial hardship. Thus, the need for workers' compensation becomes a reality and, for some, a real life-saver.

Workers' compensation is assessed on the basis of the seriousness of the injury that the worker suffers as well as the worker's situation and the number of years that the worker has spent in the company. In a case in which the worker has suffered a permanent partial disability or the workplace injury has resulted in the worker losing a limb, the maximum recoverable benefit is $1,379 per month. In a case in which the worker passes away because of a workplace injury, death benefits to the surviving dependents can be paid for up to 25 years, or a lump sum amount of $500,000 may be paid out, whichever amount is greater.

There is a lot to consider when one is injured on the job or a family loses a loved one to a workplace accident. Speaking with a qualified legal professional may help an individual see a way through the legalities of the matter and find a resolution that is favorable and fair.

Source: Illinois Workers' Compensation Commission, "Benefit Rates," accessed on Aug. 24, 2015

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